Certified Travel Associate Practice

Which insurance reimburses expenses due to sickness or injury while traveling?

1. Baggage Loss

2. Medical/Dental Expenses

3. Trip Cancellation/Interruption

4. Travel Accident

The correct answer is: Medical/Dental Expenses

The correct choice is indeed focused on the reimbursement for expenses incurred due to sickness or injury while traveling. Medical/Dental Expenses insurance specifically addresses the medical costs that can arise for travelers if they experience health issues away from home. This coverage is crucial for providing peace of mind and financial protection, ensuring that travelers can receive necessary medical treatment without incurring significant out-of-pocket costs. Other types of insurance serve different purposes: for instance, baggage loss insurance compensates travelers for lost or delayed luggage, while trip cancellation/interruption insurance protects against lost travel bookings due to unforeseen events that force a cancellation or interruption. Travel accident insurance typically covers costs related to accidental injury or death, but it may not include ongoing medical expenses for treatment resulting from illness or injury while abroad. Each type of insurance has its own specific focus, making Medical/Dental Expenses the appropriate choice for addressing health-related costs during travel.