Certified Travel Associate Practice

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Prepare for the Certified Travel Associate Exam. Dive into flashcards and multiple-choice questions, each with hints and explanations. Get ahead with the right study tools!

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What type of insurance provides cash payment for loss of life or limb?

Baggage Loss
Emergency Medical Transportation
Travel Accident
Trip Cancellation/Interruption

The correct answer is: Travel Accident

Travel accident insurance is specifically designed to provide cash benefits in the event of accidental death or dismemberment, which is the loss of limb. This type of insurance offers financial support during a very challenging time for the policyholder’s beneficiaries, ensuring they receive a lump sum payment in case of an unexpected tragedy involving the insured individual. In contrast, baggage loss insurance typically compensates for lost, stolen, or damaged luggage; emergency medical transportation covers expenses for medical evacuation; and trip cancellation/interruption insurance reimburses non-refundable travel costs if a trip must be canceled or cut short for specific reasons. While these coverages are important for travelers, none of them address the significant financial impact associated with the loss of life or limb like travel accident insurance does.